As a dedicated California Mortgage Broker, Bradley Cubbage brings over 14 years of experience in client service, business development, and process optimization to the home financing industry. Based in Santa Cruz, CA, Bradley specializes in helping homebuyers and homeowners across California navigate the mortgage process with clarity, care, and integrity.
Before transitioning into mortgage lending, Bradley led high-performing teams as a studio manager and head coach, where he honed his expertise in client acquisition, retention strategies, and sales process development. His track record includes improving net profit margins, increasing client satisfaction scores, and managing teams to exceed key performance indicators (KPIs).
Bradley now applies those same skills to help clients secure the right home loan solutions, whether it's a first-time homebuyer mortgage, refinance, or investment property financing. With a deep understanding of mortgage programs, credit building strategies, and a commitment to personalized service, he empowers his clients to make confident, well-informed financial decisions.
His approach is simple: educate, advise, and advocate for every client as if they were family. Whether you're looking to purchase your dream home or refinance for a better rate, Bradley is your go-to resource for honest, transparent mortgage guidance.
📍 Serving: Santa Cruz, San Jose, and all of California
NMLS 2613494 Equal Housing Opportunity Lender
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